The specific process termed "redlining" in the United States occurred on the background of racial segregation and discrimination against minority populations. It had its origins in sales practices of the National Association of Real Estate Boards and theories about race and property values codified by economists surrounding Richard T. Ely and his Institute for Research in Land Economics and ...
Redlining is the practice of denying people access to credit because of where they live, even if they are personally qualified for loans. Historically, mortgage lenders once widely redlined core urban neighborhoods and Black-populated neighborhoods in particular.
Redlining, illegal discriminatory practice in which a mortgage lender denies loans or an insurance provider restricts services to certain areas of a community, often because of the racial characteristics of the applicant’s neighbourhood. Redlining practices also include unfair and abusive loan
Redlining shaped American neighborhoods for decades. Learn what it was, how it still affects communities today, and what laws now protect against it.
Decades of redlining continue to perpetuate racial and socioeconomic inequality in the San Francisco Bay Area and across the country.
Explore how government policy created redlining, the laws that banned it, and its persistent, evolving forms in modern finance and housing.
Redlining is the discriminatory practice of denying services—typically financial—to residents of certain areas based on their race or ethnicity.
The United States' history of redlining is a form of environmental racism that has hindered and continues to frustratethis country’s promise-keeping abilities.
We offer a path forward on one of structural racism’s most enduring impacts—the redlining of US cities by breaking down the historical origins, modern day health consequences, and suggesting solutions and strategies to address the impact of redlining.