Point offers a Home Equity Investment (HEI) and HELOC to empower homeowners who want a more flexible way to access their home equity. Get up to $600k with no monthly payments.
Point — Get cash from your home with a Home Equity Investment
Point empowers homeowners to achieve their financial goals using their hard-earned home equity wealth. Find out what working with Point is really like.
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With Point, you can access your home equity without the burden of monthly payments. Use the cash your way—whether it’s to pay off debt, renovate your home, or invest in new opportunities. The process is simple and typically completes in just 30–45 days 2. Pre-qualify in seconds with zero risk or commitment.
The Point team is transforming the lives of homeowners and homebuyers while creating a new securitized asset class for investors through the development of a full-stack home equity platform.
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You typically repay Point when you sell your home, get a cash-out refinance, or reach the end of the 30-year term. Your repayment amount is based on your home’s value at that time, but may be reduced due to the Homeowner Protection Cap, which limits what you owe if your home appreciates significantly. Read more about how the HEI works here.