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Comprehensive insurance coverage is defined as an optional coverage that protects against damage to your vehicle caused by non-collision events that are outside of your control. This includes theft, vandalism, glass and windshield damage, fire, accidents with animals, weather, or other acts of nature. Though often referred to as "comprehensive insurance," comprehensive coverage refers to a ...
Learn more about comprehensive car insurance coverage from Progressive, including how it works, what it can cover, and additional benefits.
Also known as marine hull insurance, comprehensive and collision coverage may pay to repair or replace your boat if it's physically damaged in a covered incident, minus your deductible. Although they are often referred to as "insurance," comprehensive and collision are actually coverages that can be added to a boat insurance policy, not separate types of insurance.
Comprehensive vs. collision insurance: What's the difference? Comprehensive and collision are both optional coverages that protect your vehicle, but they differ in the type of incident they cover. Comprehensive covers damage to your vehicle from unexpected non-collision incidents like theft, animal damage, falling trees, and weather damage.
Is comprehensive car insurance required? Comprehensive auto insurance coverage isn't legally required, but if your vehicle is leased or financed, you may be required to carry this coverage by your leasing or financing company to protect their investment. If you own your vehicle outright, you don't have to carry comprehensive auto coverage.